Home Loans

We are accredited with all major mortgage lenders - over 40 financiers in all. So whatever your requirements are, be it purchasing a house or land, or building a home either for your own occupation or for investment purposes, we can source and structure a loan to suit you.

We also offer a no obligation "Home Loan Health Check" consultation. We can have a look at your current loan to assess whether it still suits your current situation.

A wide offering of loan options are available, including:

• STANDARD VARIABLE RATE - the loan interest rate
  rises and falls in line with prevailing market
  interest rates.
  

• FIXED RATE - the interest rate is fixed for the term
  of the loan.
  

• LOW DOCUMENTATION - mainly for self-employed
  people and investors who are unable to supply
  required financial records at the time of application.
  Financiers will lend up to a set percentage of the
  property’s value without financial verification.
  

• ALL IN ONE - allows you to deposit your income and
  extra savings into your loan account and withdraw
  available funds for whatever purpose.
  

• INTRODUCTORY RATE - sometimes called
  a ‘honeymoon’ loan because you benefit from
  a lower interest rate usually for the first
  six months to three years.
  

• PROFESSIONAL PACKAGE LOANS - are available
  to the majority of borrowers. There are many
  benefits, such as credit card discounts,
  but the key is being able to obtain a discount
  for the life of the loan not just a small
  introductory period.
  

• LINE OF CREDIT - a very flexible type of loan
  which enables you to use the equity you have
  in your loan for any worthwhile purpose.
  Ideal for the disciplined investor.
  

• COMBINATION (‘SPLIT LOAN’) - allows you
  to divide your loan between two different
  loan structures; for example, half of your
  loan can be a fixed rate and the other half
  a standard variable rate.