Vehicle Finance

vehicle finance


At Esdale Sinclair & Associates we understand that if you are looking to purchase a vehicle or a fleet of vehicles you want a fast and simple finance solution. This is where we can help with our access to a wide range of vehicle finance solutions.


Our Finance options include Specific Security Agreement (formerly Chattel Mortgage), Hire Purchase, Rental, Operating and Finance Leases.

We also offer Novated Leasing, a flexible and portable way for employees to finance a vehicle for business or personal use that might be the right solution for you.

We have access to:

Financiers that provide Lo Doc Products

Often it is likely that if you are in small business or self employed you may not be able to meet financier requirements in providing up to date financial information that is necessary to secure a car loan to meet your needs.

At Esdale Sinclair and Associates this is where we can help!

If you meet the following criteria we can quickly advise whether you qualify under a Lo Doc approval.

  • Have been in business for two years (GST registered for a minimum of two years);
  • have a clear credit history; and
  • own or have a mortgage over property (and if mortgaged have reasonable equity in the property)

A car buying service

We can also make the process of buying that vehicle easy through our access to a car buying service.

Benefits include:

  • Advice and Information on the car you are looking to buy – They will discuss the various options available to ensure that the car meets your requirements
  • Competitive Pricing – Some of our clients have saved hundreds and even thousands of dollars off the purchase price compared to the quotes they have received.
  • Trade In options available – Taking the stress out of organizing how to sell your current vehicle.
  • Test drives are often available – Enabling you to ensure that the vehicle is right for you before you buy.


It is as easy as providing us with the details of the vehicle you are looking to purchase, your price range and the details of your trade in (if applicable). Even if you have a quote from a dealer make sure you check with us before proceeding.

Our success is firmly built on personalised service and a reputation for providing clients with individually tailored financial packages.

Please contact us to see how we can help you.