Equipment Finance Calculator

Amount Financed ($)

Term of Facility (Months)

Residual Value ($)

Interest Rate per annum %

This calculator is a useful tool to help budget for equipment finance purchases, determine monthly repayments for proposed purchases and see how different terms and interest rates will affect your monthly repayments.


How to use the calculator

  1. Enter the amount you wish to finance.
  2. Select the term of the loan in months (usually from 24 – 60 months)
  3. Enter the balloon or residual value (the final repayment amount or estimated final value of goods financed at the end of your contract)
  4. Enter an annual interest rate

DISCLAIMER: This Equipment Finance Calculator  has been provided for illustrative purposes only and the results are based on the accuracy of information entered into the calculator. This does not constitute a quotation or an offer.  The monthly repayment calculated does not include any government charges such as GST, Stamp Duty (where applicable) or other charges. It also does not take into account Income Tax leglislation which affect the residual value amount on leases.

As this is only a guide, it is suggested that you contact us for a more detailed quote. To the extent permitted by law, Esdale Sinclair & Associates or any related entity does not accept any responsibility for persons who rely on the information generated by this program.