We have access to all the major mortgage lenders. So whatever your requirements are, be it purchasing land, acquiring an office or warehouse whether for your own occupation or for investment purposes, we can source and structure a loan to suit you.
A wide offering of loan options are available, including:
- STANDARD VARIABLE RATE – the loan interest rate rises and falls in line with prevailing market interest rates.
- FIXED RATE – the interest rate is fixed for the term of the loan.
- LOW DOCUMENTATION – Investors who are unable to supply required financial records at the time of application. Financiers will lend up to a set percentage of the property’s value without financial verification.
- INTRODUCTORY RATE – sometimes called a ‘honeymoon’ loan because you benefit from a lower interest rate usually for the first six months to three years.
- LINE OF CREDIT – a very flexible type of loan which enables you to use the equity you have in your loan for any worthwhile purpose. Ideal for the disciplined investor.
- COMBINATION (‘SPLIT LOAN’) – allows you to divide your loan between two different loan structures; for example, half of your loan can be a fixed rate and the other half a standard variable rate.